Two colleagues discussing work beside a desk with a laptop

Separate your business and personal money

Demand rarely grows evenly

If the business runs out of your personal checking account, coffee, rent, software and client payments sit in one list. It works until you need to know what the business made last quarter.

Colleagues discussing a project around a laptop

Design for the busiest week

Open a separate account for the business. Client payments go there. You pay yourself with a transfer on a schedule. The business account is the one you connect to Mintas.

Let AI agents absorb the peaks

Mintas imports the business account through Plaid, read-only, and categorizes the transactions. Personal spending stays out of the books because it never landed in that account.

Make reliability measurable

This is general information, not legal or tax advice. Your accountant can tell you what matters for your structure. Export the business records whenever you need to hand them over.

Written by

Luca Hayes

Category

AI Agent

Date

October 10, 2026

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